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Created with Fabric.js 1.4.5 PHYSICAL DAMAGE COMPREHENSIVE:Pays for losses caused by uncontrollable circumstances.ex: theft, fire, ice, contact with an animal EXAMPLE:50/100/15$50,000 per person per injury$100,000 per accident injury limit$15,000 per accident property damage limit LIABILITY - BODILY INJURY:Driver/owner held responsiblefor other injuries. Doesn't coverlosses if he/she caused the accident.LIABILITY-PROPERTY DAMAGE:Driver/owner held responsible for damaged property. COLLISION:Covers collision with anotherobject/car or a rollover regardless of fault. LIABILITY: Covers injuries/damage caused to other people/their property. MEDICAL PAYMENTSCovers injuries of driver of car orany passenger regardless of fault,pays for hospital/medical bills,some pay for funerals. SAVE MONEY BY...Shopping aroundFind right coverage/limitsAvoid high performancevehicles FACTORS THAT AFFECT RATESAge Vehicle UseGender Place of ResidenceMarital Status GradesDriving Record Type/Age of Vehicle Auto Insurance By Sadie Klug UNINSURED/UNDERINSUREDCovers injury or damage to driver, passengers, or car caused by driver. Pays for hit & run, accident w/ uninsured/underinsured driver. 2004: 2.79 million injuries2006: 2.54 million injuries2008: 2.35 million injuries2009: 2.22 million injuries2010: 2.24 million injuries2011: 2.21 million injuries2012: 2.36 million injuries 0 1 2 3 2004 2006 2008 2009 2010 2011 2012 Injuries in Car Crashes Injuries(Millions) Year Average property damage claim in 2013: $3,231 Average bodily injuryclaim in 2013: $15,443 Average collision claimin 2013: $3,144 Average comprehensiveclaim in 2013: $1,621
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